1963 Franklin Half Dollar – If you’ve ever dug through your pocket change or sorted through a jar of old coins, you might have unknowingly held a small fortune in your hands. While most modern coins are worth only their face value, some rare and historically significant pieces can be worth hundreds or even thousands of dollars.

One such hidden gem is the 1963 Franklin Half Dollar—a coin that once circulated widely but now could be worth far more than its original 50-cent value. If you haven’t checked your loose change lately, now is the perfect time. This classic American silver coin might be hiding in your wallet, drawer, or piggy bank, just waiting to be discovered.

Table of Contents

The Story Behind the Franklin Half Dollar

The Franklin Half Dollar was minted by the United States from 1948 to 1963 in honor of one of America’s most influential Founding Fathers, Benjamin Franklin. Designed by John R. Sinnock, the Chief Engraver of the U.S. Mint, the coin features a profile of Franklin on the obverse (front), complete with his distinctive hairstyle and the inscription “LIBERTY” above and “IN GOD WE TRUST” below. The reverse side showcases the Liberty Bell, one of the most iconic symbols of American independence, with a small eagle added to meet legal requirements for gold and silver coinage.

The Franklin Half Dollar was introduced to replace the Walking Liberty Half Dollar, which had been in circulation since 1916. While admired for its beauty, the Walking Liberty design was difficult to strike clearly, especially on the high-relief areas. The Franklin design was simpler to produce and more durable, making it a practical choice for everyday use.

Despite its short 15-year run, the Franklin Half Dollar has become a favorite among collectors due to its elegant design, historical significance, and—most importantly—its silver content.

Why the 1963 Franklin Half Dollar Is Special

The year 1963 marks the final year of production for the Franklin Half Dollar before it was replaced by the Kennedy Half Dollar in 1964, following the assassination of President John F. Kennedy. This makes the 1963 issue a last-year-of-issue coin, which naturally increases its desirability among numismatists (coin collectors).

But the real value of the 1963 Franklin Half Dollar goes beyond its historical timing. This coin is composed of 90% silver and 10% copper, giving it intrinsic metal value far beyond its face value. At current silver prices (as of 2024), the silver content alone in a 1963 half dollar is worth around $10 to $12, depending on market fluctuations. That’s already 20 times its original denomination!

However, for collectors, the value can be much higher—especially if the coin is in excellent condition.

What Determines the Value of a 1963 Franklin Half Dollar?

Several key factors influence how much a 1963 Franklin Half Dollar is worth:

1. Condition (Grade)

Like all collectible coins, the condition is everything. Coins are graded on a scale from 1 to 70 by professional services like the Professional Coin Grading Service (PCGS) or Numismatic Guaranty Corporation (NGC). The higher the grade, the greater the value.

Circulated coins (worn from use): Even in lower grades like Good (G-4) or Fine (F-12), a 1963 Franklin Half Dollar can be worth $15 to $25.
Uncirculated coins (never used, with full luster and no wear): These range from $20 to $50 in lower uncirculated grades (MS-60 to MS-62).
Mint State 65 or higher (MS-65+): Coins with sharp details, brilliant luster, and no flaws can sell for $100 to $300 or more, depending on demand and market trends.

2. Mint Mark

The 1963 Franklin Half Dollar was produced at three U.S. Mint facilities:

Philadelphia (no mint mark)
Denver (D mint mark)
San Francisco (S mint mark)

While all three are common, the San Francisco (S) version is often more sought after by collectors due to its slightly lower mintage and reputation for quality. However, in 1963, all versions were produced in large numbers, so mint mark differences don’t drastically affect value unless the coin is in top-tier condition.

3. Silver Content

As mentioned, every 1963 Franklin Half Dollar contains 0.3617 troy ounces of pure silver. This gives the coin a solid baseline value based on the current price of silver. Even if the coin is heavily worn, it still holds this melt value.

4. Rarity and Demand

Though not extremely rare in circulated grades, high-grade uncirculated specimens are increasingly hard to find. As more people discover and remove these coins from circulation, their availability decreases, driving up collector demand and prices.

How to Identify a 1963 Franklin Half Dollar

Finding one of these coins is easier than you might think. Here’s how to spot it:

Look at the date: Check the front (obverse) of the half dollar for the year 1963.
Identify Benjamin Franklin: The portrait is unmistakable—Franklin in profile with his hair in a bun-like style.
Check the reverse: The Liberty Bell is the main feature, with a small eagle to the right. The words “UNITED STATES OF AMERICA” and “HALF DOLLAR” surround it.
Look for the mint mark: Below the bell on the reverse, you may see a small “D” (Denver) or “S” (San Francisco). If there’s no mint mark, it was made in Philadelphia.
Feel the weight and look for shine: Silver coins feel heavier and have a distinct, bright sheen compared to modern copper-nickel coins.

Could Your Coin Be Worth More Than You Think?

Yes—especially if it’s in pristine condition. While most 1963 Franklin Half Dollars in average circulated condition are worth $15–$25, those that have been carefully preserved can fetch significantly more. For example:

A PCGS-graded MS-66 1963 Franklin Half Dollar recently sold for over $400 at auction.
Exceptional proof-like or cameo versions (with mirrored fields and frosted devices) can reach $500 or more.

Even if your coin isn’t a top-tier specimen, it’s still worth far more than 50 cents—especially as a silver investment.

What Should You Do If You Find One?

Don’t clean it – Cleaning a coin can damage its surface and reduce its value. Leave it as-is.
Store it safely – Use a coin holder, flip, or protective case to prevent scratches and tarnishing.
Get it graded – If you believe you have a high-grade coin, consider sending it to PCGS or NGC for professional authentication and grading.
Check current silver prices – Even if it’s not a collector’s item, the silver content gives it lasting value.

Top 4 Zodiac Signs with Hearts Full of Compassion

Final Thoughts: Check Your Change Today!

The 1963 Franklin Half Dollar is more than just a relic of mid-20th century America—it’s a tangible piece of history with real financial value. Whether you’re a seasoned coin collector or just someone who saves loose change, this silver half dollar could be the most valuable coin in your possession.

With millions still in circulation—passed down through families, tucked in old albums, or sitting unnoticed in drawers—it’s entirely possible that a 1963 Franklin Half Dollar is hiding in your home right now. And because these coins were last minted over 60 years ago, their numbers are slowly dwindling.

So the next time you’re emptying your pockets, sorting through old coins, or helping a relative clean out an attic, take a close look at any half dollars you find. That shiny 50-cent piece might not just be spare change—it could be a small fortune waiting to be discovered.

Don’t wait—check your change now. Your 1963 Franklin Half Dollar could be worth hundreds!